How to link Aadhaar card with bank account: All you need to know

If you are looking for a way to link your Aadhaar card to your bank account then you can use this article as a reference.

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Aadhaar is a unique 12-digit identity number serves as a valid identity proof, address proof and helps you carry out financial transactions with ease. Previously, When the concept of linking the Aadhar Card with the bank account was launched, the Government made it mandatory for individuals to link their bank accounts with their Aadhar Cards. However, the rule of linking the Aadhar Card with a bank account is not mandatory anymore. In case, if an individual wants a smoother flow of transactions, they can opt for linking their Aadhar Cards with their bank accounts but the choice would be entirely optional.

Banks provide multiple ways through which an individual can link their Aadhar Card with their bank accounts. If you also want to link your Aadhar Card with your bank account, you can choose the most convenient way from the below-mentioned ways:

Net banking

If you are registered for the net banking facility offered by your bank, then in just a few simple steps you can link your bank account to your Aadhar Card online using the facility. You just need to into your Net banking account through a desktop/laptop or mobile banking by entering your user ID and password and follow step by step instructions. Once successfully verified, the linking process would be completed.

Mobile app

Nowadays banks have launched their mobile applications (apps) which allow you to bank right from your Smartphone. You can download the application on your Smartphone from Google Play Store or App Store and use it to link your Aadhar Card with your bank account.

First, create your account on the application. There would be an option for linking Aadhar Card with your bank account. Once the linking process is completed, you would get a notification on your Smartphone stating the same.

By visiting the branch of your bank

You can even link your Aadhar Card with your bank account offline, but for that, you have to visit the branch of your bank. At the branch, there would be an application form for the linking of Aadhar Card. Fill up the form stating your name, age, date of birth, registered mobile number, bank account number, Aadhar Card number, etc. The bank would verify the details entered by you in the form. Upon successful verification, your bank account would be linked to your Aadhar Card.

Important points to keep in mind when linking Aadhaar with the bank account

• When linking your Aadhar card, enter the correct Aadhar card number.
• In case, if you are unable to find the online link for the linking of Aadhaar on the website of your bank, you can contact the bank's customer care department.
• Your mobile number should be registered with your bank account as well as with your Aadhaar card so that you can get an OTP for verification at the time of linking.